Portfolio Dev Note:

This is an interactive demo of "FinanceNinja." It showcases the UI and full-stack logic. Features like Add Transaction and the Self-Employment Calculator are live and interactive. Charts are populated with demo data.

Dashboard

Your financial overview for October 2025.

Total Balance

£5,280.50

Monthly Income

£3,100.00

Monthly Expenses

£-1,319.50

Income vs. Expense

Spending Categories

Transactions

A complete log of your income and expenses.

Recent Activity

Savings Goals

Track your progress towards your goals.

Summer Holiday

Saved £750.00 of £1,200.00

New Laptop

Saved £1,100.00 of £1,500.00

Emergency Fund

Saved £850.00 of £3,000.00

Birthday Fund

Saved £150.00 of £300.00

Christmas Fund

Saved £400.00 of £1,000.00

Self-Employment Calculator

Estimate your take-home pay from projected income.

Enter Your Figures

Sinking Funds (Set Aside %)

Other Deductions

Estimated Take-Home Pay

Estimated Net Income (Annual)

£28,049.20

Deductions Breakdown:

Gross Annual Income £50,000.00
Income Tax - £7,486.00
National Insurance (Class 4) - £3,394.80
Pension Contribution (5%) - £2,500.00
Holiday Pay Fund (10%) - £5,000.00
Sickness Fund (2%) - £1,000.00
Tax/Maternity Fund (5%) - £2,500.00
Student Loan (Plan 2) - £0.00

*Estimates based on 2024/2025 tax rates (Scotland). For demonstration purposes only. NI Class 2 (fixed weekly) is not included in this demo calculation.